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Living in a USA apartment and paying zero rent might sound too good to be true, but it is, in fact, possible and absolutely valid. Sure, most are pretty creative and resourceful, sometimes with a little bit of hard work required. However, these could save you some serious money.

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Here are some strategies to help live you rent-free in the U.S.

1. House-Sitting and Property Management

The most common ways to live rent-free include becoming a house-sitter or property manager. Many homeowners, especially those who own several properties, seek responsible individuals to take care of their homes while they are away.

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In return for completing tasks, such as watering plants, feeding pets, and keeping up the property, house sitters are able to live in the property rent-free.

You can find house-sitting opportunities through such websites as:

In certain circumstances, jobs for property managers may offer on-site housing for free in exchange for handling rental unit responsibilities. Duties may include collecting rent, dealing with maintenance issues, and ensuring that tenants respect property rules.

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2. Live-in Caretaker or Nanny Jobs

Another venue involves live-in caretaking or nannying. Many families, especially in high-income communities, hire live-in caretakers to take care of the children, elderly, or do general work around the house.

In exchange for a set amount of hours per week, live-in nannies or caretakers often get their housing and utilities, even meals, free.

Care.com, Sittercity, and other job sites focusing on caregiving may be useful in finding families looking for live-in help.

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3. Co-Living Communities and Work Exchange Programs

Co-living communities are a relatively new phenomenon but are fast gaining popularity, especially among people residing in cities. This setup provides shared housing; residents may be asked to do an exchange of services for free or low-cost rent. You might be asked to clean, do maintenance, or organize social events in return for a place to stay.

Alternatively, you’ll be volunteering your time in return for accommodations through work exchange programs such as WWOOF USA and Workaway. Most of these are farm-work-related, but there are numerous opportunities with hostels, ecovillages, and intentional communities.

4. Apartment Manager or Maintenance Work

Scores of multifamily apartments and property management companies offer free or significantly discounted rent in exchange for your work as an apartment manager, maintenance worker, or security employee. Most of these jobs include a part-time commitment to be on-site to handle the needs of the tenants, fix any emergency stuff, and clean common areas.

In such a deal, you will live in an apartment almost for free, but you will have to manage your personal time with job requirements.

5. House-Hacking

House-hacking refers to buying a multifamily house-a duplex, triplex, or fourplex-and renting the other units out while you continue to live in one of them. In this scenario, rental income from your tenants pays your mortgage, property taxes, and other housing expenses, permitting you to live rent-free or close to it.

House hacking can provide financial opportunities for free housing in a very sustainable way for those prepared to do so financially. You could use websites like Airbnb to rent out rooms or parts of your apartment or house temporarily, using that money to offset your living costs.

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6. Government Assistance Programs

Some government programs, such as Section 8 housing or other low-income housing programs, may drastically lower or completely eliminate your rent.

They are a type of housing vouchers or subsidized rent provided to individuals and families that meet particular income thresholds. You will not be looked upon as staying for free, but most likely the cost of housing will greatly reduce and allow a bit more room in your budget for other needs.

Check with your local housing authority or visit HUD.gov to see if you qualify for any housing assistance programs.

7. Squatting Laws (Not Recommended)

Not recommended and not considered legal, per se, squatting – living in an abandoned or unoccupied property without the owner’s permission – does occur. Some states have adverse possession laws, which allow squatters to claim ownership of a property after living there for an extended period, typically without being challenged by the owner.

However, squatting may involve legal complications, evictions, and even criminal charges hence are not a long-term solution. It’s always good to know the legal options to live rent-free rather than facing some consequences of staying in a squat house.

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